Fee Schedule

Effective: March 1, 2016

Loan Late Fee (all loans originated after 3/1/2016)	$25.00
Overdraft Transfer (w/o agreement)	$2.00
Stop Payment	$20.00
NSF ACH **	**$30.00
NSF Draft **	**$30.00
NSF ATM/VISA Debit Return **	**$30.00
Copy of Original Draft	$5.00
ATM Transaction fee	$1.00
Additional ATM/Debit cards	$5.00
Legal-Levy/Garnishment/Citation	$50.00
Failure to Change Address	$25.00
Dormant Account	$7.00
Close IRA Account	$15.00
Re-open IRA Accounts	$15.00
Wire Transfer	$20.00
Home Equity Application Fee	$225.00
See Separate Disclosures of VISA Card Fees

** A NSF Fee of $30.00 will be charged for each Share Draft, ATM, Visa Debit and/or ACH insufficient.

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Important!!

Fee Schedule Change

Effective 3/01/2016:

Any loan issued after March 1, 2016 will be subject to a Loan Late Fee.   A loan payment more than 10 days late is subject to a $25.00 fee.

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Notice Regarding Dormant Accounts

Do you or a member of your family have an account with OHCU that has not been used in the last year? If so, update the account by the end of year before the dormant account fee is charged. On Dec 31st we will collect $7 from any member's account that has not had any activity in the current year. Member's can avoid this fee by making a deposit or withdrawal by the end of year.