Shares/Savings Accounts

Current Rates

Description
APR
APY
Regular and Special Savings Accounts
0.15%
0.15%
Vacation Club ($200 maximum deposit)
0.30%
0.30%
Christmas Club ($200 maximum deposit)
0.30%
0.30%
IRA Regular
0.25%
0.25%
Coverdell Savings Account
0.25%
0.25%

*Rates Effective 1-1-2016
All rates subject to change without notice.


Shares/Savings Accounts

Regular and Special Shares
Vacation Club and Christmas Club
Time Certificates up to 24 months
Individual Retirement Accounts - Traditional and Roth
Coverdell Savings Account - Educational Expense

Deposits

You can deposit into your accounts in person, by mail, by payroll deduction or direct deposit. We can arrange for your retirement or social security benefits to be direct deposited also.

 

Share Draft Checking

No Minimum Balance
No Monthly Fees
First Fifty Drafts Free
 
Overdraft Coverage & Opt-In Information

cuCheck Visa ATM/Debit Card

 
Report lost or stolen cards: 1-800-325-3678

 

vacation club icon
VACATION CLUB ACCOUNTS
 

One of our special accounts at OHCU is the Vacation Club Account.  The dividend rate for each year is set in March with a monthly maximum deposit of $200.00.  Deposits begin April 1st with funds available one year later on the first business day in April.  If you are interested in starting a Vacation Club Account, contact the Ottawa office, weekdays 8:00 am – 3:00 pm, or Dixon office, Tuesday and Thursday, 8:00 am – 3:00 pm.



vacation club icon
CHRISTMAS CLUB ACCOUNTS
 

One of our special accounts at OHCU is the Christmas Club Account.  The dividend rate for each year is set in September with a monthly maximum deposit of $200.00.  Deposits begin October 1st with funds available one year later on the first business day in October.  If you are interested in starting a Christmas Club Account, contact the Ottawa office, weekdays 8:00 am – 3:00 pm, or Dixon office, Tuesday and Thursday, 8:00 am – 3:00 pm.

   


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