Shares/Savings Accounts
Current Rates
| Description |
APR |
APY |
| Regular and Special Savings Accounts |
0.20% |
0.20% |
| Vacation Club ($500 maximum deposit) |
0.35% |
0.35% |
| Christmas Club ($500 maximum deposit) |
0.35% |
0.35% |
| IRA Regular |
0.25% |
0.25% |
| Coverdell Savings Account |
0.25% |
0.25% |
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*Rates Effective 03-06-2023
All rates subject to change without notice.
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Certificate of Deposit * IRA **
| Description |
APR |
APY |
| 6 Month CD |
0.60% |
0.60% |
| 12 Month CD |
0.90% |
0.90% |
| 18 Month CD |
1.10% |
1.10% |
| 24 Month CD |
1.24% |
1.24% |
$1,000.00 Minimum Certificate Deposit *
$2,000.00 Minimum IRA Certificate Deposit **
$ 500.00 Mininum Coverdell Education Savings
Penalty for Early Withdrawal based on term. |
*Rates Effective 03-06-2023
All rates subject to change without notice.
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Shares/Savings Accounts
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Regular and Special Shares |
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Vacation Club and Christmas Club |
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Time Certificates up to 24 months |
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Individual Retirement Accounts - Traditional and Roth |
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Coverdell Savings Account - Educational Expense |
Deposits
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You can deposit into your accounts in person, by mail, by payroll deduction or direct deposit. We can arrange for your retirement or social security benefits to be direct deposited also. |
cuCheck Visa ATM/Debit Card
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Report lost or stolen cards: 1-800-325-3678 |
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VACATION CLUB ACCOUNTS |
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One of our special accounts at OHCU is the Vacation Club Account. The dividend rate for each year is set in March with a monthly maximum deposit of $500.00. Deposits begin April 1st with funds available one year later on the first business day in April. If you are interested in starting a Vacation Club Account, contact the Ottawa office, weekdays 8:00 am – 3:00 pm, or Dixon office, Tuesday and Thursday, 8:00 am – 3:00 pm.
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CHRISTMAS CLUB ACCOUNTS |
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One of our special accounts at OHCU is the Christmas Club Account. The dividend rate for each year is set in September with a monthly maximum deposit of $500.00. Deposits begin October 1st with funds available one year later on the first business day in October. If you are interested in starting a Christmas Club Account, contact the Ottawa office, weekdays 8:00 am – 3:00 pm, or Dixon office, Tuesday and Thursday, 8:00 am – 3:00 pm.
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America's largest surcharge-free ATM network. |
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Overdraft Coverage & Opt-In Information
