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Loan Rates

Car Tire
Loans**

New or Used Vehicles


Auto Loans

2022 and Newer Vehicles


Payments for 72 months at a rate of 5.25% require a payment of $16.23 per $1,000 per month.

0-72 months 5.25% APR
   

**Rates Effective 09-15-2025

 

Used Vehicles 2016-2021


Payments for 72 months at a rate of 8.00% require a payment of $17.55 per $1,000 per month.

0-60 months
7.00% APR
61-72 months 8.00% APR

**Rates Effective 09-15-2025

 

2015 and Older Vehicles

Some restrictions apply for 72 Months
Qualified Vehicles

Payments for 72 months at a rate of 8.25% require a payment of $17.67 per $1,000 per month.

0-60 months
7.25% APR
61-72 months 8.25% APR

**Rates Effective 09-15-2025


MOTORCYCLES - RECREATION
(ATV,Snow,Boats,Trailers,Campers)

2023 and Newer


Payments for 72 months at a rate of 8.50% require a payment of $17.79 per $1000 per month.

0-60 months
7.50% APR
61-72 months
8.50% APR

Used Motorcycles/Recreation

2016 - 2022



Payments for 72 months at a rate of 8.95% require a payment of $18.01 per $1000 per month.

0-60 months
7.85% APR
61-72 months
8.95% APR


Used Motorcycles/Recreation

2015 and Older


Some restrictions apply for 72 months
Qualified Motorcycles/Recreation Vehicles


Payments for 72 months at a rate of 9.00% require a payment of $18.04 per $1000 per month.

0-60 months 8.00% APR
61-72 months
9.00% APR

**Rates Effective 09-15-2025
All rates subject to change without notice.

Share Secured

 
Payments for 120 months at a rate of 3.99% require a payment of $10.13 per $1000 per month.

0-120 months
3.99% APR

**Rates Effective 08-12-2022
All rates subject to change without notice.

Home Equity - Closed-End

Payments for 120 Months at a rate of 8.25% APR require a payment of $12.27 per $1,000.

Application Fee: $475.00

APPRAISAL WILL BE AT MEMBERS COST.

Other requirements may be needed upon application.

up to 60 months
7.25% APR
61-120 months
8.25% APR

**Rates Effective 09-06-2023
All rates subject to change without notice.

Vacation Loan Special Offers


$7,000 up to 24 Months at a rate of 7.95%
require a payment of $45.21 per $1,000 per month

$10,000 for up to 36 Months at a rate of 9.95%
require a payment of $32.25 per $1,000 per month

up to 24 months
7.95% APR
0-36 months
9.95% APR

**Rates Effective 11-10-2022
All rates subject to change without notice.

 

Personal Loans


$7,000 up to 24 Months at a rate of 7.95%
require a payment of $45.21 per $1,000 per month

$10,000 for up to 36 Months at a rate of 9.95%
require a payment of $32.25 per $1,000 per month

up to 24 months
7.95% APR
0-36 months
9.95% APR

**Rates Effective 09-15-2025
All rates subject to change without notice.

 

Open-End Revolving

Minimum payment of $3.50 per $100.00 a month.

Reviewed on 24 month basis.

up to 36 months
9.95% APR
 

Visa Credit Card

(fee charged for each cash advance)

purchases
9.90% APR
balance transfers
9.90% APR
cash advances
11.90% APR

**Rates Effective 05-17-2018
All rates subject to change without notice.
   
APR= Annual Percentage Rate
APY= Annual Percentage Yield

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