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Loan Rates

Car Tire
Loans**

New or Used Vehicles

Auto Loans
2017 and Newer Vehicles


Payments for 61 - 72 months at a rate of 3.99% require a payment of $15.65 per $1,000 per month.

0-60 months
2.99% APR
61-72 months 3.99% APR

Used Vehicles 2015-2016


Payments for 72 months at a rate of 4.94% require a payment of $16.08 per $1,000 per month.

0-48 months
3.59% APR
49-60 months 3.94% APR
61-72 months 4.94% APR

Used Vehicles 2012-2014

(Some restrictions apply for 72 Months)
(Qualified Vehicles)


Payments for 72 months at a rate of 5.69% require a payment of $16.43 per $1,000 per month.

0-48 months
4.29% APR
49-60 months 4.94% APR
61-72 months
5.69% APR

Used Vehicles 2011-Older

Payments for 60 months at a rate of 7.44% require a payment of $20.02 per $1,000 per month.

0-48 months
6.54% APR
49-60 months
7.44% APR

**Rates Effective 10-01-2018
All rates subject to change without notice.


MOTORCYCLES
2017 and Newer

Payments for 72 months at a rate of 6.99% require a payment of $16.11 per $1000 per month.

0-60 months
3.99% APR
61-72 months
4.99% APR


Used Motorcycles 2015 - 2016



Payments for 72 months at a rate of 6.19% require a payment of $16.67 per $1000 per month.

0-48 months
4.84% APR
49-60 months 5.19% APR
61-72 months
6.19% APR


Used Motorcycles 2012 - 2014



(Some restrictions apply for 72 months)
(Qualified Motorcycles)


Payments for 72 months at a rate of 7.19% require a payment of $17.15 per $1000 per month.

0-48 months 5.79% APR
49-60 months 6.44% APR
61-72 months
7.19% APR


Used Motorcycles 2011 and Older



(Some restrictions apply for 60 months)
Qualified Motorcycles)


Payments for 60 months at a rate of 8.94% require a payment of $20.74 per $1000 per month.

0-48 months
8.04% APR
49-60 months
8.94% APR

**Rates Effective 10-01-2018
All rates subject to change without notice.

RECREATION
(ATV,Snow,Boats,Trailers,Campers)


2017 and Newer

Payments for 72 months at a rate of 6.79% require a payment of $16.96 per $1000 per month.

0-60 months
5.24% APR
61-72 months
6.79% APR


Used Recreation 2015 - 2016



Payments for 72 months at a rate of 7.02% require a payment of $17.07 per $1000 per month.

0-60 months
6.49% APR
61-72 months
7.02% APR


Used Recreation 2012 - 2014



(Some restrictions apply for 72 months)
(Qualified Recreational)


Payments for 72 months at a rate of 8.39% require a payment of $17.73 per $1000 per month.

0-48 months 6.94% APR
49-60 months 7.84% APR
61-72 months
8.39% APR


Used Recreation 2011 and Older

(Some restrictions apply for 72 months)
(Qualified Recreational)


Payments for 72 months at a rate of 9.94% require a payment of $18.50 per $1000 per month.

0-48 months
8.34% APR
49-60 months 9.04% APR
61-72 months
9.94% APR

**Rates Effective 10-01-2018
All rates subject to change without notice.

Share Secured

 
Payments for 120 months at a rate of 5.25% require a payment of $10.74 per $1000 per month.

0-60 months
2.99% APR
61-120 months
5.25% APR

**Rates Effective 05-17-2018
All rates subject to change without notice.

 

Home Equity - Closed-End

Payments for 120 Months at a rate of 5.92% APR require a payment of $11.07 per $1,000.

Application Fee: $325.00

APPRAISAL WILL BE AT MEMBERS COST.

Other requirements may be needed upon application.

up to 60 months
4.44% APR
61-120 months
5.92% APR

**Rates Effective 05-17-2018
All rates subject to change without notice.

 

Personal Loan Special Offer

$7,000 for up o 24 Months

Payments for 24 months at a rate of 6.50% APR require a payment of $44.56 per $1,000 per month.

up to 24 months
6.50% APR
 

Personal

(Signature) Closed-End

Payments for 48 months at a rate of 14.95% require a payment of $27.81 per $1000 per month.

up to 12 months
8.95% APR
13-24 months
10.95% APR
25-36 months
12.95% APR
37-48 months
14.95% APR
 

Open-End Revolving

Minimum payment of $3.50 per $100.00 a month.

Reviewed on 24 month basis.

up to 36 months
13.90% APR
 

Visa Credit Card

(fee charged for each cash advance)

purchases
9.90% APR
balance transfers
9.90% APR
cash advances
11.90% APR

**Rates Effective 05-17-2018
All rates subject to change without notice.
   
APR= Annual Percentage Rate
APY= Annual Percentage Yield

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